Physical Damage Insurance

PHYSICAL DAMAGE INSURANCE: is an essential insurance package to protect your beloved car, it helps you proactive financially and to have peace of mind to use the car. 

Benefits when participating Physical Damage Insurance:


1. Phu Hung takes responsibility to compensate the vehicle owner the physical damage caused by natural disaster, unexpected and unforeseen accidents as following cases:

1.1. Collision, impact (including collide to other objects even it is not vehicle), overturning, collapse, sunk, fall whole vehicle, other objects fall into;

1.2. Fire, explosion;

1.3. Force majeure due to natural disaster;

1.4. Loss of the entire vehicle due to theft, robbery.

2. Besides the above compensation amount, Phu Hung also reimburses for the vehicle owner the necessary and reasonable expenses to implement the instruction and requirement of Phu Hung when the loss happens (under coverage), including:

2.1. Expenses to prevent and minimize further loss;

2.2. Expenses to rescue and tow the damaged motor vehicle to the nearest garage.


1. Partial loss of motor vehicle by theft, robbery:

In case the vehicle's components are stolen or robbed, Phu Hung is responsible for settling the actual and reasonable cost to
replace the damaged part or paying by money for motor vehicle owner to compensate the loss under insurance coverage.

2. New replacement value (New for old):

Phu Hung will compensate the damaged parts which need to be replaced under insurance coverage without deducting the depreciation.

3. Approved repairers:

Phu Hung agrees to accept repair facilities (garages) selected by the vehicle owner at the time of signing the insurance policy.

4. Damage to engine when the vehicle operates in the flooded area (hydraulic shock):

Phu Hung will pay compensation for the cost of repairing, replacing the actual damage of engine caused by operating the vehicle in the flooded area or water enters the engine leading to hydraulic shock phenomenon.

5. Other additional benefits:

Please contact Phu Hung Assurance for more information.

Relevant Products

Garage list
Display as:
No. Garage name Address Telephone
1 Công ty TNHH Ô Tô Sài Gòn Khánh Thiên 584 Nguyễn Hữu Thọ, P.Tân Phong, Q.7, TP.HCM 0919 889 889
2 Công ty TNHH Ô Tô Ngôi Sao Việt Nam 811 - 813 Nguyễn Văn Linh, P.Tân Phong, Q.7, TP.HCM 028 5411 2280
3 Chi nhánh Trường Chinh Công ty TNHH Ô Tô Ngôi Sao Việt Nam 2 Trường Chinh, P.Tây Thạnh, Q.Tân Phú, TP.HCM 028 3815 8888 | 08 3815 7030
4 Chi nhánh Long Biên Công ty TNHH Ô Tô Ngôi Sao Việt Nam KCN Đài Tư, 386 Nguyễn Văn Linh, Q.Long Biên, TP.Hà Nội 024 3875 8999 | 04 3875 9000
5 Chi nhánh Nha Trang Công ty TNHH Ô Tô Ngôi Sao Việt Nam 23/10 Vĩnh Điềm Thượng, Xã Vĩnh Hiệp, TP.Nha Trang, Tỉnh Khánh Hòa 0902 843 383 | 0909 943 383

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