(TBTCO) - Decree 102/2011/ND-CP on liability insurance in medical examination and treatment effect from 1/1/2012, but so far most of the clinics are still sitting on the sidelines, insurers themselves reluctant.

Why slow deployment?

Worldwide, the type of liability insurance in medical examination and treatment is relatively well developed, but in Vietnam this type of insurance is underdeveloped.

Recently, a series of complaints from families of injured victims about the mistakes of doctors during the medical examination and causing serious consequences, leading to death occurred, therefore, doctors and hospitals must pay compensation. However, many families of the injured victims are not satisfied and upset with the compensation.

The question arises if the clinics have professional liability insurance for physicians, nurses ... , insurance companies will handle the settlement of compensation claims, so that the complaint is not resolved with emotional factors, patients are not disadvantaged as now, doctors and patients have peace of mind in healthcare. However, most of the private institutions, hospitals reluctant to buy this kind of insurance.

Explaining the difficulties in product deployment, some insurance industry experts said : the private clinics afraid about the increase in cost ; the hospital refused citing hospital funding remains difficult, insurance product not meet their specific occupational characteristics, no clear distinction between what is pure occupational accidents, what is irresponsibility.

Is it done on a timely schedule

Decree 102/2011/ND-CP on liability insurance in medical examination and treatment prescribed, at the latest on 31.12.2015, all the medical examination and treatment activities in all organizations in form of hospital, including general hospitals, specialty hospitals, traditional medicine hospitals buy liability insurance in medical examination and treatment.

For examination and treatment activities in the organizations of other forms buy liability insurance in medical examination and treatment at the latest on 31.12.2017.

Some insurance industry experts say: To ensure the effective implementation of insurance needed to raise awareness of the health facilities, insurance products also need to be changed accordingly, and the Ministry of Health, insurers should promote the dissemination and implementation in liability insurance in medical examination and treatment to ensure that the doctors assured of professional activities and reassuring the patient. /.

Synthesized from Thời báo tài chính Việt Nam - http://thoibaotaichinhvietnam.vn/